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Should I File For Bankruptcy?

Long Island Consumer Bankruptcy Attorney

If you are stressed out and overwhelmed by credit card debts and bills, you are probably considering whether bankruptcy is the answer. At The Law Offices of Craig Robins, Esq., located in Nassau County and Suffolk County, we can help you determine if bankruptcy is right for you.

We offer a free office consultation to discuss your debt options and to explore whether a Long Island bankruptcy filing may be the best solution to your financial difficulties.

Bankruptcy Can Eliminate Bills. The bankruptcy laws are designed to provide the typical consumer debtor with the opportunity for a fresh new financial start. In Chapter 7, this often means being able to eliminate all of your debt. In Chapter 13, this often means paying a small portion of your debt, or paying your debt over an extended period of time with no interest.

Bankruptcy Stops Creditors Immediately. Whatever bankruptcy chapter you file, the federal bankruptcy laws prohibit your creditors from contacting you, the minute we file your bankruptcy petition with the court. This very powerful federal law is called the bankruptcy stay and it will immediately stop bill collectors, wage garnishments, frozen accounts, foreclosure proceedings, and collection law suits.

Bankruptcy is About Starting Over and Getting a Fresh Start. The truth is that bad debt problems happen to good people. Congress created the bankruptcy laws to help you. You deserve to learn if bankruptcy is the answer to your debt problems.

Bankruptcy is Not Your Fault. Credit card companies are very unreasonable. Their financial terms are deceptive and misleading. This is not your fault. You may have incurred debt from having been laid off, getting sick, or are recovering from a divorce. This is not your fault. You may have fallen into the credit card debt trap by a bank that knows you will have difficulty paying them back. This is not your fault.

Bankruptcy is the Answer That Credit Card Companies Don't Want You to Know. The only thing credit card companies are afraid of is the United States Bankruptcy Code and a bankruptcy attorney. Creditors will try to scare you away from filing for bankruptcy. Don't listen to them! Often it is easy to get credit after bankrutpcy.

Bankruptcy is Still Available Under the New Laws. The laws were revised a few years ago but the changes don't affect most people. Most people still qualify for bankruptcy relief under the new bankruptcy laws.

Bankruptcy is Easier Than You Think. Many people feel intimated by the notion of filing for bankruptcy. However, we make the process as easy and stress-free as possible. Most of our clients say to us afterwards, "Gee, Craig; is that all there is to it?" They are relieved the process went so smoothly.

We Provide Answers to Consumer Bankruptcy Questions

If you are considering bankruptcy, you want the advice of a bankruptcy lawyer who is very experienced in this specialized field of law.

Craig D. Robins, Esq. is one of Long Island's leading consumer bankruptcy attorneys. We file several hundred bankruptcy cases every year. We know the consumer bankruptcy laws and we know them well. Our practice is dedicated to helping people with New York debt problems.

Free Consultation. If you have serious debt problems, you owe it to yourself to contact us today to schedule a free, no-obligation appointment. We will provide you with a compassionate and thorough review of your financial situation.

We help people with consumer debt problems across Long Island and Queens with convenient offices in Nassau County and Suffolk County. Please call us today to discuss debt relief.

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For over Twenty Years, we have proudly been a Debt Relief Agency under the
United States Bankruptcy Code. We help people file for bankruptcy relief.

Copyright © Craig D. Robins - Craig D. Robins is a Melville, Long Island bankruptcy attorney and lawyer whose New York bankruptcy law firm is dedicated solely to bankruptcy law and debt solutions. We represent clients from towns such as Huntington, Smithtown, Babylon, Islip, Hempstead, Brookhaven, North Hempstead, and Riverhead; and areas including Amityville, Bethpage, Brentwood, Centereach, East Meadow, Hicksville, Holbrook, Levittown, Mineola, Patchogue, Shirley, Westbury, Medford, Coram, Commack, Bayshore, Yaphank, Valley Stream, Bohemia, Wantagh, Roosevelt, Freeport, Deer Park, Floral Park, Franklin Square, Bellmore, Mineola, Elmont, Laurelton, Queens Village, and others on Long Island and Queens. Some of the material herein constitutes attorney advertising.